AutoPrice Canada's Car Loan Resources

AutoPrice Canada's Car Loan Resources

Our application process is 100% free

The relationships that AutoPrice Canada have in place, enables us to provide this service to our customers, ABSOLUTELY FREE!       

There is no obigation to buy once we get you approved 

At AutoPrice Canada, we understand that some of our customers are “testing the water” in terms of their personal credit situations.  The business of borrowing (credit ratings, FICO scores, credit histories) is a complicated and confusing process.  Our Business Managers are here to help you through this process and get you into a vehicle in the fastest and most economical way possible.  Once you apply, you have no financial obligation to purchase a vehicle whatsoever. 

We get you APPROVED FAST

In today’s fast paced world, technology plays an ever increasingly important role.  At AutoPrice Canada, we have invested into that technology.  Our application technology allows us to review your online application within seconds of you sending it.  Once we have reviewed it, we then send the same digital application through an internet portal directly into the hands of our lenders.  In most circumstances, we can get approvals within minutes!  

Our application process is 100% free

The relationships that AutoPrice Canada have in place, enables us to provide this service to our customers, ABSOLUTELY FREE!       

There is no obigation to buy once we get you approved 

At AutoPrice Canada, we understand that some of our customers are “testing the water” in terms of their personal credit situations.  The business of borrowing (credit ratings, FICO scores, credit histories) is a complicated and confusing process.  Our Business Managers are here to help you through this process and get you into a vehicle in the fastest and most economical way possible.  Once you apply, you have no financial obligation to purchase a vehicle whatsoever. 

We get you APPROVED FAST

In today’s fast paced world, technology plays an ever increasingly important role.  At AutoPrice Canada, we have invested into that technology.  Our application technology allows us to review your online application within seconds of you sending it.  Once we have reviewed it, we then send the same digital application through an internet portal directly into the hands of our lenders.  In most circumstances, we can get approvals within minutes!  

The Credit Market and it’s categories

Typically, there are two categories of credit in the auto financing world: Prime and Sub-Prime.

Prime Credit is usually a person with a good credit history:  no late payments, has assets, has a long history with one job, a low debt ratio etc...  These customers can enjoy preferred interest rates when applying for financing.  

Sub-Prime usually refers to a person who has experienced some challenges in their payment histories.  An adverse credit history can also be referred to as “non-status credit history”, “impaired credit history”, ‘poor credit history”, and “bad credit history”.  Simply stated, this is a negative credit rating.

Our Business Managers are experienced in dealing with all of the following situations:  Great Credit, Good Credit, Bad Credit and No Credit.  We have products and financing opportunities for all situations.

We get loans approved in all of  the following circumstances:  Late Payment, Missed Payments, Self-Employed, Bankruptcy (Discharge or not), Collections, Divorced, Low Income, Disability, Write-offs, Students, New to country, Repossession, Paid in cash or tips, Visa Students, First time buyer etc, etc…

The Credit Market and it’s categories

Typically, there are two categories of credit in the auto financing world: Prime and Sub-Prime.

Prime Credit is usually a person with a good credit history:  no late payments, has assets, has a long history with one job, a low debt ratio etc...  These customers can enjoy preferred interest rates when applying for financing.  

Sub-Prime usually refers to a person who has experienced some challenges in their payment histories.  An adverse credit history can also be referred to as “non-status credit history”, “impaired credit history”, ‘poor credit history”, and “bad credit history”.  Simply stated, this is a negative credit rating.

Our Business Managers are experienced in dealing with all of the following situations:  Great Credit, Good Credit, Bad Credit and No Credit.  We have products and financing opportunities for all situations.

We get loans approved in all of  the following circumstances:  Late Payment, Missed Payments, Self-Employed, Bankruptcy (Discharge or not), Collections, Divorced, Low Income, Disability, Write-offs, Students, New to country, Repossession, Paid in cash or tips, Visa Students, First time buyer etc, etc…